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Right Choice Happenings Realty Ltd. Brokerage
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Credit Scores Affect Mortgage Rates

Credit Scores Affect Mortgage Rates

Credit Scores Affect Mortgage Rates Credit scores affect mortgage rates due to the various rules changes for mortgage lending. Credit scores now play an even bigger role than ever in determining the interest rate charged for a mortgage. According to CanadianMortgageTrends “Never before has your credit score had such an impact on your mortgage rate.”...
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Deceptive Bidding-War

Avoid Deceptive Bidding-War Practices

Learn how to Avoid Deceptive Bidding-War Practices! Today many homes in Niagara and beyond sell with competing offers and are sold to the highest bidder, sometimes resulting in a deceptive bidding-war. In this regard the Code of Ethics of Ontario’s Real Estate and Business Brokers Act says the following: A brokerage “shall not disclose the...
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Low Rate Mortgages Highly Restrictive

Learn Why Low Rate Mortgages Can be Highly Restrictive One basis point on a mortgage amounts to 1/100th of 1% Low rate mortgages are not always the best move. In an interesting article by the Editor of CanadianMortgageTrends.com, Mr. Robert McLister wrote that one 1 basis point (bps) equals one one-hundredth of one percent or .01%....
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Buying Mortgage Insurance is Wrong!

Buying Mortgage Insurance is Wrong! Mortgage insurance is an insurance that the home owner purchases to pay out their mortgage in the event of an untimely death. However, buying mortgage insurance is wrong! Buy life insurance from your insurance broker, and not Mortgage insurance from your lender! It is cheaper, and will give you better...
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Buy in a Seller's Market

How to Buy in a Seller’s Market

How to Buy in a Seller’s Market In today’s market, selling your home is easy. Pick up your phone, call me, and we’ll have your home sold in no time. However, trying to buy in a seller’s market is a little more difficult. The first step is the same, call me. However, in a Seller’s...
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Current State of Niagara Real Estate

Current State of Niagara Real Estate The Niagara Real Estate Market is hot! It is a Seller’s Market! Are you thinking of selling your home? Now is the time! Below I will discuss the current state of Niagara Real Estate, and review sales comparing April 2015 to April 2016. You will be amazed at the...
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Home Selling Tips

Top 5 Home Selling Tips

Top 5 Home Selling Tips Selling a home is all about teamwork. You will be working with your new fling/bestfriend, your Realtor. After reading and implementing the following Home Selling Tips, I guarantee that you will increase your chances of selling your home for the most money possible, as quick as possible, and having an overall stress...
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